Affordable Financing for Your Custom Pool

Pool Financing Options

A custom pool is an investment in your home, your lifestyle, and the time you spend with family and friends. To make building or renovating your pool more accessible, Emerald Coast Pools offers flexible financing options through our trusted lending partner, HFS Financial.

Pool financing allows homeowners to begin their project sooner while spreading payments over time with manageable monthly installments.

Whether you're planning a brand-new custom pool or renovating an existing one, financing can help turn your vision into reality without delaying your project.

Financing Made Simple

Through our partnership with HFS Financial, homeowners can explore financing options designed specifically for home improvement projects like custom pools.

The application process is quick and straightforward, allowing you to see what you qualify for before moving forward with your project.

One of the key benefits of the HFS financing program is that the initial credit check is a soft pull, which means you can explore your financing options without affecting your credit score.

This allows you to confidently determine your budget before committing to a loan.

Financing Options for Pool Projects

HFS Financial offers flexible loan options to accommodate different project sizes.

Loans $15,000 and Above

For larger pool construction or renovation projects, financing options include:

Rates starting as low as 7.99% for qualified borrowers
Terms up to 20 years
Low monthly payment options
No prepayment penalties
No dealer fees

Minimum qualifications typically include a 620+ FICO score and a debt-to-income ratio of 55% or lower.

Loans Under $15,000

For smaller upgrades or renovation projects, HFS Financial also offers financing options that include:

5, 7, or 10 year loan terms
No prepayment penalties
No dealer fees

Minimum qualifications generally include a 620+ FICO score and a debt-to-income ratio of 35% or lower.

Apply for Pool Financing

If you're considering financing your pool project, you can explore your options through HFS Financial.

Click the link below to see what you qualify for and start the application process.

Apply for Financing Here

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Start Planning Your Pool Project

If you're ready to build a custom pool or renovate your existing one, Emerald Coast Pools is here to help.

Our team can walk you through the design process and discuss financing options that make your project possible.

Contact Emerald Coast Pools today to start planning your custom pool.